UnionDigital Bank has implemented iProov’s Dynamic and Express Liveness solutions to strengthen its defenses against account takeovers and mule activity.
The integration supports the bank’s shift to a risk-based authentication strategy, allowing it to adjust security levels depending on transaction risk.
This approach enhances fraud protection while maintaining a smooth user experience — an essential balance for customers who rely on mobile devices for everyday banking.
The move comes amid a rise in AI-driven cyber threats targeting the financial sector.
In line with the Bangko Sentral ng Pilipinas’s push for stronger consumer protection, UnionDigital upgraded from device-based biometrics to iProov’s identity assurance technology.
iProov’s liveness solutions verify that users are real and present during authentication, detecting deepfakes and other spoofing attempts.
The bank can dynamically switch between Express Liveness for fast verifications and Dynamic Liveness for high-risk transactions, such as logging in from new devices.
“Our mission is to provide secure and accessible banking for all Filipinos,” said Russell Hernandez, Chief Information Security Officer at UnionDigital Bank. “iProov’s flexible, future-ready authentication helps us defend against fraud while maintaining customer trust.”
Andrew Bud, founder and CEO of iProov, said the partnership reinforces the importance of digital trust.
“Our technology ensures UnionDigital Bank can protect every customer with effortless and resilient security,” he said.
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